Commercial Hard Money Loans 877-273-7823 | Arty Apt

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Many entrepreneurs and business owners who have both had trouble securing funding from finance institutions or other means will call upon the opportunity at hand through hard money loans. As the real estate is the collateral of choice when dealing with hard money lenders, in addition to this aspect, the borrower will also be granted this loan having a typically higher rate of interest than that of more conventional types of financing. Using this short-term asset based mortgage, these individuals will be financed quickly while working through independent lending organizations or private people. Sadly for some, hard money loans are typically called upon for distressful financial situations such as property foreclosures or even bankruptcies. With this particular option credit score won?t play into the equation as most lenders consider risk off the kitchen table through the collateral place into the deal.

For organizations that anticipate or are currently experiencing any cash flow situation or even some form of business-related situation that?s impacting their funding, a bridge bank loan may be the most suitable strategy in an effort to secure income for the operation. Numerous real estate firms can solicit bridge financial products as the financing procedure to purchase limited timeframe investment opportunities such as commercial real estate. If the strategic window is closing, your bridge loan enable you to purchase the asset quickly while more long term and structured financing is secured then utilized to repay your bridge loan. This can be a common strategy used by lots of commercial real estate investors and developers seeking to expand their businesses by way of expedient funding. Business loans vary as they all have its own various stipulations. If you are looking to protected commercial loan, constantly be sure to understand the conditions and terms that apply to your unique situation before making your choice.

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Source: http://artyapt.com/blog/commercial-hard-money-loans-877-273-7823/

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Avoiding Neck and Back Pain On Flights - Health and Fitness Tips

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Travelling can be very exciting, but it can also be very stressful, especially if it is a long flight. Back or neck pain is nearly unavoidable as a result of sitting in the same (probably cramped) position for hours. Here are some tips to improve your journey.

Reserve a seat on the aisle or at the emergency exit. Either will give you a bit more space and you can get up as often as you feel. Try to book a flight at a time when there will be fewer people on board, as you will have more space in which to stretch out. Do exercises to strengthen your back and core muscles from about a month before the flight. Attend Pilates classes or lift free weights to achieve this.

Stay relaxed

Have everything packed and ready about two days before departure. Try to be as relaxed and unhurried as possible on the day of the flight. Be on time and relax with a book or magazine while waiting to board. Make sure you are well hydrated before the flight. If you know you will suffer from back pain, take muscle relaxants or pain killers an hour before the flight.

Avoid lifting anything heavy on the day of the flight. Use baggage trolleys and make sure you have packed only what you need in your bags. You should opt for two smaller bags than one big, heavy one. Try to keep your carry-on bag as light as possible; a heavy bag will strain your muscles and be uncomfortable to wrestle into and out of the overhead compartment. If possible, perform some discreet yoga or stretching exercises just before you board.

Use back support

Once you are seated, adjust your seat to be as comfortable as possible. Try to tilt it back as far as you can; your shoulders should not be pushed forward. Use a pillow or lumber roll to support your lower back and to align your spine correctly. Most flight attendants will be only too happy to supply you with pillows.

Use one behind your neck as well; a U-shaped neck pillow is the best to use. Though all passengers wish they could have comfortable divan beds to sleep on during a flight, they have to make do with what is available.

If you are short, place something under your feet to ensure that your knees form a 90? angle. This will relax your leg muscles and take some of the strain off your back muscles. Use magazines or even your bag to raise your legs.

Once the flight is under way, try to get up and walk or stretch a bit at least once every hour. Touch your toes a few times and stretch your arms above your head. You could even do some stretching exercises in your chair if space allows it.

Make sure to drink enough water during the flight. You could have some light snacks; some people feel much better if they don?t eat much during the flight, instead waiting until after the flight to have a proper meal. This can also help with jet lag.

Some seasoned travellers do not sleep the night before the flight; they take some muscle relaxants and sleep for most of the flight. Use ear plugs and an eye mask to exclude any noise or light. Listening to music using ear plugs also helps to relax you.

Upon arrival, bend your knees when lifting your luggage off the carousel to avoid hurting your back. Do a few stretching exercises as well.

Author bio:

Post supplied by Tony on behalf of Archers sleep centre, where you can buy divan beds to help you get a good night?s sleep.

Source: http://www.healthy-talks.com/2012/07/avoiding-neck-and-back-pain-on-flights.html

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After the Cancer Diagnosis

Yesterday I stepped on my scale and saw I lost several pounds. I've been dieting for months and was now two pounds away from my goal. But instead of celebrating, I just shrugged, marveling that a diet of chocolate and potato chips eaten in the hospital that week ? plus all the goodies that well-meaning friends had been bringing to our house ? would make me lose so much wait. Go figure.

Ever since my husband ? my young, handsome husband ? was diagnosed with cancer a week ago, losing weight seems shockingly frivolous. Our "normal" life full of ordinary, prosaic goals seems so far away. I can't believe that until last week I was worried about my car, which has been rattling strangely, or that I felt stressed about a rash of household repairs we suddenly needed.

In the crucial weeks before my husband's diagnosis, we weren't really focused on each other. No, in those last, precious weeks of normality, what really consumed our attention was looking for new household light fixtures. We made a big purchase we'd been thinking about for years: a new chandelier for our dining room. We couched it as something that would elevate our Shabbat celebrations; we said we'd invite Shabbat guests over just to see it. We were so excited.

The other day my husband saw me looking at it and read my thoughts: "You're thinking you'd rather not have the chandelier but have me healthy, right?" I know it's not a trade-off, but I nodded my head sadly; they seemed linked to both of us. We'd spent so many weeks being happy about a light fixture when we could have been focusing on each other.

We were in happy, easy, pre-cancer heaven, and we spent it shopping.

Spiritual Spark

After my husband received his diagnosis, he met with our rabbi. Echoing the long-standing Jewish belief that God cares for each of us in exactly the way we each need, our rabbi advised my husband to think of his new circumstances as a challenge. Each of us is meant to grow in certain ways in this world, he told him, and the various conditions in which we each find ourselves are the perfectly-calibrated tools we require to do this.

When I heard this, I thought, How can our rabbi expect my husband to accept this "gift" from God with anything other than bitterness? Worse, as my husband pointed out, how is he supposed to know what personal growth being sick is supposed to bring?

"Can't God just tell me what I'm supposed to do?" my husband joked. "I'll do it without the cancer!"

He's been trying, though. Even while buffeted by bad news almost daily, he's determined to make something positive of it. There is a three-fold formula in Judaism to affect change for ourselves and our communities. Prayer, charity and teshuva (repentance) are all said to avert an evil decree. They do this not by "convincing" God to change, but by changing ourselves, and thus altering the challenges from which we each need to grow.

In the past week, we've prayed with more intensity than ever before; we've given more charity, and we've worked on improving our Jewish observance. We even volunteered to hold a children's learning event in our home, sponsored by a Jewish organization that we've never previously had any connection with. In the past, I know my husband would have said "No way!" but now it was, "Bring it on!"

I never thought of us as skimping, but in our new, topsy-turvy existence I see that before this diagnosis we coasted long. We gave what we thought was appropriate, rather than giving unceasingly. We stayed pretty close to our comfort zone, as opposed to really pushing ourselves to the limit.

Precious Minutes

Less than a week before his diagnosis, my husband complained, "It's not fair!" It was Shabbat, our kids were roughhousing in the playground, and our son jumped off a slide, fell and broke his arm. "We've been doing so much lately," my husband complained. He'd recently helped out a stranger with medical and financial problems; we'd hosted Jewish classes in our home; we even had a Shabbat guest we'd never met before, who needed a place to stay. "Why should this terrible thing happen when we've been doing everything right?" he wondered.

Now, of course, a broken arm seems minor, and the few acts of kindness we've been doing seem paltry, too. We've pledged more to charity this week than I'd ever thought possible. We've prayed with an intensity I never knew existed. Now I look around our home and instead of seeing the material things we've accumulated and the repairs that need to get done, I see the missed opportunities when I held myself back from others, and from my husband. I see the moments I wasted. I wish I had those minutes back now that I realize how I should have spent them.

We don't know exactly what this challenge is for. We're supposed to grow, but how? Yes, we've been reminded of what really matters in life, but is this enough?

In the midst of all this, the other day, I was too emotionally and physically drained to take out the garbage. I called my son (not the one with the broken arm!), handed him a plastic bag and asked him to collect the trash from all the wastebaskets in the house. He looked at me like I was crazy ? what a disgusting job! Reluctantly, he collected the garbage and presented the bag to me. ?Great,? I said, ?now take it out to the garbage can.? He gave me a look of sheer incredulity. ?And please drag the garbage can to the curb.?

He returned a moment later and matter-of-factly told me one of the bags had broken and spilled garbage all over the street. I handed him another plastic bag and told him to please pick up the spilled garbage. His eyes practically bulged. "But there's gross food in there!" he protested. I insisted, and with a look of shock, he went out to pick up the trash.

I've been thinking of that exchange lately. I want my son to learn these household tasks, though to him it seems like senseless torture. I pray my husband gets through his own miserable time enriched and wiser, more equipped, like our son, to handle his responsibilities in this world.

Please pray for the recovery of Yecheil ben Avigail.

Source: http://www.aish.com/sp/pg/After-the-Cancer-Diagnosis.html

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Religion losing significance on society ? Rev. Opuni-Frimpong ...

You Are Here: Home ? General News ? Religion losing significance on society ? Rev. Opuni-Frimpong

Page last updated at Monday, July 30, 2012 4:04 AM //

The Chairperson of the Asante Presbytery of the Presbyterian Church of Ghana (PCG), has appealed to religious leaders to work tirelessly to rekindle the positive impact of religion on the society.

The Reverend Dr Kwabena Opuni-Frimpong said religion was losing steadily its impact and significance on the society as majority of the followers were reluctant to uphold the cardinal principles, values and virtues of their doctrines for the betterment of the society.

?We are living in a society where many people profess to know and also believe in God, however, their thoughts, utterances, actions and some practices suggest otherwise?, he lamented.

Reverend Dr Opuni-Frimpong, who was addressing the Annual National Delegates? conference of the Presbyterian Men?s Fellowship in Kumasi, said many followers had lost sight of the reality that ?religion stood for truthfulness, honesty, selflessness, compassion for the poor, respect for authority and self-discipline.?

He spoke against the impudence with which some self-proclaimed men of God dissipated public funds and also demonstrated sheer arrogance and unhealthy behaviours when given sensitive positions or asked to occupy public offices to the detriment of the nation?s progress.

The Chairperson challenged religious leaders to strive to re-orient and also sensitize the followers to appreciate the need to bring to bear in their private and public lives the good virtues and values of their respective religions to help the nation achieve its development objectives.

Dr Kwaku Agyemang-Mensah, Ashanti Regional Minister, in a speech read on his behalf, lauded the PCG for its devotion to a better society through various initiatives, spiritual and physical development projects.

He said government views the church as a strategic partner in development and urged the leadership to work harder to sustain the gains made in transforming the society.

Source: GNA

Comments

Source: http://www.ghanabusinessnews.com/religion-losing-significance-on-society-rev-opuni-frimpong/

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RolePlayGateway?

Click here.
Warning: If you abide by "TL;DR", don't bother mentioning even the slightest of interest in this RolePlay.

The numerous earth-shaking exploits of Monkey D. Luffy made waves around the globe as he approached the New World: toppling Enies Lobby as a bastion of Justice, dethroning Impel Down as impossible to escape, brashly challenging Marineford alongside Whitebeard and his allies; it all turned him into legend practically overnight. Yet after Whitebeard's death and his crew's defeat at the hands of the Marines, "Strawhat" Luffy and his crew vanished into the ether, their presence fading into nothing even faster than how they appeared on the scene. A vacuum was left behind in this sudden departure, a void that called for something to immediately fill it, as even an outlaw's world demands power to be present. Anyone could predict the repercussions, but not how quickly or bloody things became. Utter anarchy prevailed as people of every position; lawful or otherwise; scrambled to set things right, yet the powers which governed the world quickly found themselves spread too thin by the disorder and destruction which surged after the War at Marineford. What was once the Grand Age of Piracy ushered in by Gol D. Roger's words at his execution morphed into something twisted and bastardized beyond the original standards of lawlessness, pirates operating without any moral code whatsoever, without any morality at all, at that.

The Three Great Powers found themselves entirely ruptured, some more than others. With multiple bases going through reconstruction and a complete overhaul of their organization, the power of the Marines had become significantly weaker with scattered attention to all seas; the War at Marineford had indeed decimated their forces. Fleet Admiral Sengoku and Vice Admiral Monkey D. Garp's resignations left quite a hole in the Marines' upper echelons, and though Admiral "Aokiji" Kuzan did his best upon receiving the title of Fleet Admiral in Sengoku's stead, the agenda left for him to fulfill was a staggering one. Meanwhile, the Shichibukai found itself suddenly devalued and thought overestimated regarding its reliability. If the War at Marineford proved anything, it was that the Shichibukai didn't stand as the pillar of strength in the lawless world it was meant to be. Sir Crocodile and Gecko Moria were defeated, Jinbe and Marshall D. Teach proved traitorous, and gaining cooperation from the likes of Dracule Mihawk, Boa Hancock, Donquixote Doflamingo, and Bartholomew Kuma before and after the War's conclusion proved nearly impossible. Thus, all active members were disbanded (though the official report labels them "retired") to make way for a new line of Shichibukai, starting with Buggy the Clown, whose reputation and participation in the War at Marineford garnered him new-found fame. The recruiting process for the new members is still proving extensively troublesome, however, as most of these newer pirates want nothing to do with the World Government; though this new crop is bloodthirsty, they still have honor, and would rather die than sell out for the Shichibukai title.

Finally, Whitebeard's passing tipped the scales in the balance of power between the Yonkou, "Red-Hair" Shanks vanishing altogether from the scene after his arrival to end the War at Marineford (for reasons unknown). His disappearance prompted a struggle between Big Mom and Kaidou for dominance in the New World, while the remaining Eleven Supernovas sought to make names for themselves, too. "Blackbeard" Marshall D. Teach set the pace before them, however, especially with his actions at the War (having squared off against Whitebeard and the Marines alike), then challenging the New World with the power of several horrifically strong Impel Down fugitives added to his crew's roster. These turns of events; alongside the shifting weights of power within the seas; caused the islands under the protection of Whitebeard to be assaulted and ravaged, bringing chaos to the entire Grand Line, his name no longer enough to provide sanctuary. Everyone sought bloodshed at every turn: Marines desperate to maintain control, pirates seeking fortune and fame, and Kingdoms imposing heavy martial law to keep the catastrophe out of their domains. This wave of unending annihilation and destruction continued on to all Four Seas as evil and malice clearly prevailed, and the "Dark Age of Piracy" thus began.

The Dark Ages had brought along with it new waves of pirates, criminals, and outlaws, ravaging the seas like never before. The Tenryuubito, frightened with the changes in time and the world below them, sought safety and security. With a mutual agreement with the Gorousei, they ordered the World Government to announce that the last stronghold of Justice, the Marines, were to flee and begin to rebuild themselves within the confines of the Red Line; thus leaving the Four Seas lawless and unprotected, their only option being to fend for themselves as best they can. Separating themselves from the rest of the Wolrd, the ties of the World Government and Tenryuubito with individual kingdoms slowly grew weaker. With most royalty keeping to their own domains for mistrust and fear of traveling on the ocean, most nations have turned to isolation; subsequently leading to an increase in risk from pillaging and plundering from Pirates. Without Reverie to harbor friendships between the territories, the seclusion has warped people's minds with fear and distrust, prejudices rising against one another that beforehand, had never existed.

If one would think that without an organization to protect and govern over the seas, crimes and other unlawful acts would send the world into a complete state of pandemonium ruled by pirates, they would be right. Yet silently lurking in the shadows was an organization of elite mercenaries: as effective at killing as CP9, each possessing at least the strength of a Vice Admiral, and their name carrying with it a reputation on-par with the title of "Shichibukai." Rumors of their presence and actions were whispered within all realms and circles of power: Piracy, the World Government, the Marines, and Kingdoms of any affiliation alike; The Blackflags. Existing for over half a century, this faction of individuals, independent from the World Government and the Marines, functioned in secrecy, taking whatever job offered to them when independently contracted. Whether labeled as "just" or "immoral" by society, tasks assigned to the the Blackflags were carried out with utmost skill and precision, so long as long as the pay matched the request. It is through their manners of operation that most have defined them as the borderline between pirates and Marines.

Upon the ordered reformation of the Marines, they were forced to step out of hiding and reveal themselves openly to the world, though now as a worldwide police force rather than a company of powerful soldiers for war. Ultimately, they seek to convey the message that they operate not only outside the law of any source, but beyond it - their own law. And that law is proper payment is all the Justice one needs to complete a job, no matter how dark, cruel, moral or just.

Now 50 years into the future, shall you align with the current trend of piracy, crazed by greed, aggression, and conquest? Or will you find yourself within the Blackflag ranks, hammering down on such evil with a moral code or an evil of your own? Or do you perhaps remember what the world used to be, and still grasp onto your ideas of Justice, or morality, or good, clean fun? After all, not all pirates are the blood-lusting, chaos-crazed fiends and knaves of this time (though there's certainly little room for them), and there are still those Marines who stay true to peace and lawfulness, as well as pirate hunters seeking a good bounty, and so on. Be warned, however, that allegiances to such "outdated" ideals will typically leave you alone and without too many others to lean on; a self-sufficient spirit might end up being the only company you get.

Source: http://feeds.feedburner.com/RolePlayGateway

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Radcliffe forced out of marathon - report

British veteran Paula Radcliffe will be forced to pull out of the marathon at the London Games due to injury, probably spelling the end of her Olympic career, a newspaper reported late Saturday.

Radcliffe, 38, has been struggling for fitness since a foot injury flared up three weeks ago and is set to concede defeat in her bid to line up on August 5, according to a source close to the athlete cited in the Mail on Sunday.

"The time to make a decision has arrived and there's only one decision to make," said the source. "Paula is not fit to run at the moment. There will be an announcement in the next day or two."

Team GB head of communications Darryl Seibel said he could not confirm the report.

"We have not received any confirmation from UK Athletics and they are still at their holding camp in Portugal," he told AFP.

UK Athletics were not available for comment.

Radcliffe has run some of the fastest marathons in history, but has suffered wretched luck with injuries and illness in her career.

At the 2004 Athens Olympics, she was forced to stop mid-race and dissolved into tears.

She was hampered by injury again four years ago in Beijing when she trailed home in the marathon in 23rd place after a stress fracture had disrupted her training.

Source: http://news.yahoo.com/radcliffe-forced-marathon-report-212759340--oly.html

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B.J. Penn, Invicta FC and Rousimar Palhares: The Morning News Roundup ? 7.28.12

Other than the announcement from Cesar Gracie that Nick Diaz would like to fight Fedor Emelianenko (or something like that), it seems the Olympics are garnering all the attention, with Quidditch and Battle Royale among today's events (go District 6!? Wahoo!).? But there is some solid MMA news out there, hidden among the headlines and blurbs,?and because I like you, I went through the trouble of gathering it?in one place for you to read.? You're welcome.

• B.J. Penn and Rory MacDonald have signed up for the more stringent Voluntary Anti-Doping Agency (VADA) testing ahead of their UFC 152 meeting.? Remember: athletic commissions already screen fighters for banned substances, so what Penn and MacDonald?are doing goes above and beyond what's required.? Bravo, guys.

Penn has been one of the more vocal voices when fighters have failed tests, always insisting his brand of fighting is 100 percent natural.? On September 22 he and MacDonald will be totally clean, confirmed by the VADA.

?

• The Invicta Fighting Championships weigh-ins were last night, and?everything is?a?"go" for the all-female MMA card tonight?(broadcast for free on their site).? If you tune in, keep an eye on the main event, which features veteran submission specialist Shayna Baszler (who trains under Josh Barnett and once won a bout with a Twister, which is cool beans) taking on undefeated rising star Sara McMann (who won the Silver Medal in Freestyle wrestling in the 2004 Summer Olympics).? Because of her credentials, comparisons have been made between McMann and Strikeforce champ Ronda Rousey - who took the Bronze Medal in judo in the 2008 Summer Olympics - but I say McMann needs a bit more seasoning.? Watch and judge for yourself, though.? I mean, who the heck am I?

?

• Rousimar Palhares, a.k.a. "Toquinho", a.k.a. "that crazy guy who tears off legs and?will someday go?bonkers in the Octagon and have a psychotic break", won't require surgery for that knee injury that forced him out of his UFC 150 bout against Yushin Okami.? Tatame was kind enough to write something in English about it, so props to them.?

?

That's it for now.? If the stream is solid enough, I will be watching tonight's Invicta FC and tweeting about what I see.? Follow or don't.? It doesn't matter to me.? I'm used to talking to myself.

Source: http://sports.yahoo.com/blogs/mma-cagewriter/b-j-penn-invicta-fc-rousimar-palhares-morning-135605977--mma.html

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Tips on how to Assess Insurance coverage Insurance quotes order ...

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Source: http://1minutegetaway.com/arabujo/tips-on-how-to-assess-insurance-coverage-insurance-quotes-order-your-insurance-cover/

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Home health care dallas - HEALTH, BEAUTY & FITNESS

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Nothing Like Dance to Make YOu Happy | BodiMojo Teen Health ...

July 28th, 2012 by BodiMojo Staff ? No Comments

Dance like no one is watching.

Really, give it a try. There?s nothing like letting it loose to your favorite music. It?s National Dance Day today, July 28th. (Who knew? We just found out.) And while many of us may be catching replays of the awesome Olympic Games in London, we challenge you to dance like there?s no tomorrow.

At least for 3 minutes.

..by yourself, with a friend, with your Wii set.

Then tell us what it felt like @bodimojo

P.S.?The United States Postal Service is offering tribute to four influential choreographers ? Isadora Duncan, Jos? Lim?n, Katherine Dunham, and Bob Fosse ? with Innovative Choreographers stamps. How cool is that?

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More Info About National Dance Day

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1. One Teen Tells Why She Loves Dance, Dance, Dance
2. Dance, Dance: My Workout Revolution
3. Best Bones Forever! Presenting The Let?s Dance Contest Featuring Savvy
4. From Dance Dance Revolution to an Exercise Revolution
5. Building Teen Confidence ? Fake It ?Til You Make It

Source: http://www.bodimojo.com/blog/nothing-like-dance-to-make-you-happy/

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Home Improvement Loans - Remodelers, Columbus

Last updated 2 hours 35 minutes ago

Now that you?ve decided to update your home, the next step is deciding how to finance the work. Did you know that you can secure a home improvement loan from your bank specifically for your remodeling project? To find out more about how to take advantage of this great resource, keep reading.

What Is a Home Improvement Loan?

A home improvement loan is a loan from your bank extended specifically for the task of home remodeling or repair, allowing you to renovate without tapping into your savings. It can be used for small or large projects, from minor repairs to entire home renovations and everything in between. If your remodeling project is specifically going to target defects, such as a cracked or crumbling foundation or outdated plumbing, consider taking out a home improvement loan to ensure that the job is done correctly.

How Do I Get a Home Improvement Loan?

A home improvement loan borrows against the equity, or amount of ownership, that you have established on your home. Your equity is calculated from the difference between the remaining value of your mortgage and the current market value of your home. Your equity is then used as collateral by the bank when you secure your loan.

What Are the Terms of a Home Improvement Loan?

Oftentimes, the interest rate on a home improvement loan is fixed, so even if interest rates rise while you are still paying back your loan, your rate will remain the same. Additionally, the interest you pay is tax deductible up to an amount of one million dollars. Your bank may require periodic inspections of the contractor?s work to ensure that you are following the plan you laid out when you acquired your loan.

Dave Fox Design/Build Remodelers specializes in taking a personal approach to home remodels. We will work to meet your needs and your budget. To find out more, visit us on the web or call us at (614) 372-6810 today.

Source: http://www.davefoxremodelscolumbus.com/508610/2012/07/27/securing-a-home-improvement-loan-for-your-remodeling-project.html

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Source: http://www.cancercouncil.com.au/59664/uncategorized/skin-cancer-prevention-resource-order-form/?pp=59664

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JIBE Goes SaaS To Make All Job Applications Mobile-Friendly

New York City-based startup JIBE first appeared on the scene in late 2009 as LocalBacon, a job board that required job-seekers to pay 99 cents to apply for positions, weeding out less serious candidates. Several months later in March 2010, the company smartly re-positioned itself as JIBE -- a recruiting platform to help people find jobs through their social networks. The pivot was a smart one that led to funding and customer wins. But despite the traction, JIBE recently tweaked its mission once again -- and this could be its savviest move yet.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/emLU8jMj9fY/

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FAQ: How Do Personal Injury Lawyers Charge For Their Services ...

Most personal injury law firms work on a contingent fee basis, which means that they charge a percentage of the recovery, typically between 25 and 40 percent, but only if you win your case or get your case settled.? If there is no recovery, you owe the law firm nothing, which makes it possible for anyone, regardless of their financial status, to hire a skilled attorney to represent them in an injury claim.? This helps to level the playing field in places like West Virginia where it is difficult for the average person to pursue an insurance company or other corporation.

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Source: http://themileylegalgroup.wordpress.com/2012/07/25/faq-how-do-personal-injury-lawyers-charge-for-their-services/

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BAA loses appeal over enforced Stansted airport sale

LONDON (Reuters) - British airport operator BAA on Thursday lost its appeal against a Competition Commission (CC) ruling forcing it to sell London Stansted airport.

The CC has welcomed today's Court of Appeal decision to uphold its decision requiring BAA to sell Stansted airport," the CC said in response to the ruling.

BAA, owned by Ferrovial, last year chose to sell Edinburgh airport after Britain's Competition Commission ordered it to dispose of one of its Scottish airports along with Stansted as part of a drive to loosen the firm's grip on the British airport market.

Stansted, which is a predominantly low-cost leisure and holiday airport, is based some 50 kilometres northeast of central London.

(Reporting by Rhys Jones; editing by Neil Maidment)

Source: http://news.yahoo.com/baa-loses-appeal-over-enforced-stansted-airport-sale-122900648--sector.html

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Mom condemns violence in wake of police shooting

Genevieve Huizar, third from left, the mother of Manuel Diaz, who was shot to death by Anaheim police, breaks down after pleading for a stop to the violence and says she doesn't want that to be her son's legacy after a news conference in Santa Ana, Calif., Wednesday, July 25, 2012. Far left is her daughter, Correna Chavez. Others are unidentified. Her news conference followed a fourth day of violent protests over Saturday's police shooting of Manuel Diaz and the Sunday death of another man. (AP Photo/Damian Dovarganes)

Genevieve Huizar, third from left, the mother of Manuel Diaz, who was shot to death by Anaheim police, breaks down after pleading for a stop to the violence and says she doesn't want that to be her son's legacy after a news conference in Santa Ana, Calif., Wednesday, July 25, 2012. Far left is her daughter, Correna Chavez. Others are unidentified. Her news conference followed a fourth day of violent protests over Saturday's police shooting of Manuel Diaz and the Sunday death of another man. (AP Photo/Damian Dovarganes)

Police wait at the entrance to city hall in Anaheim, Calif. Tuesday July 24, 2012 as demonstrators gathered on the steps to protest the death of Manuel Diaz, 25, who died as a result of gunshot wounds sustained during a police pursuit on Saturday. (AP Photo/The Orange County Register, Stuart Palley) MAGS OUT; LOS ANGELES TIMES OUT

Demonstrators gather on the steps of Anaheim City Hall Tuesday, July 24, 2012, to protest the death of Manuel Diaz, 25, who died as a result of gunshot wounds sustained during a police pursuit by the Anaheim Police Department last Saturday. As many as 500 protesters and 250 police were involved in a fourth night of violence Tuesday. Seven hours of confrontations ended around 2 a.m. Wednesday. (AP Photo/The Orange County Register,Stuart Palley ) MAGS OUT; LOS ANGELES TIMES OUT

Demonstrators gather on the steps of Anaheim City Hall Tuesday, July 24, 2012, to protest the death of Manuel Diaz, 25, who died as a result of gunshot wounds sustained during a police pursuit by the Anaheim Police Department last Saturday. Riot police fired bean bag rounds and pepper balls into a crowd of protestors late Tuesday outside City Hall. (AP Photo/The Orange County Register,Stuart Palley ) MAGS OUT; LOS ANGELES TIMES OUT

ANAHEIM, Calif. (AP) ? The mother of an unarmed man who was shot by Anaheim police officers has condemned violent protests against the killing, saying Wednesday she did not want them to become her son's legacy.

"I watched as my son took his last breath. I watched as his heart stopped beating for the last time," Genevieve Huizar said, breaking into sobs. "Please, please, please stop the violence. It's not going to bring my son back, and this is the worst thing any mother could go through."

Her news conference followed a fourth day of violent protests over Saturday's police shooting of Manuel Diaz and the Sunday police shooting of another man who fired at police during a pursuit. A police dog escaped shortly after Diaz was shot Saturday and bit a bystander.

In the latest wave of protest, as many as 600 demonstrators surged through downtown Tuesday night, smashing shop windows, setting trash fires and hurling rocks and bottles at police, authorities said.

Huizar said her family had not participated in any violence.

At an earlier news conference, Mayor Tom Tait said the U.S. attorney's office had agreed to review the officer-involved shootings and that he planned to meet with members of that office and the FBI on Friday.

"We will have a clear and complete understanding of these incidents" followed by a public dialogue on what actions should be taken, Tait said at a news conference.

The shootings and resulting demonstrations marred the image of the Orange County city, which is home to Disneyland and the Angels baseball team but also has neighborhoods teeming with gritty apartments.

Like much of California, the city of more than 330,000 has changed significantly since Disneyland put it on the map in 1955. With its growth spurt, the once mostly white population is now more than 50 percent Hispanic and there's a sense of disenfranchisement from some in the Latino community.

The lawyer for Diaz's family said Hispanics feel they are disproportionately singled out by police and instinctively avoid police.

"White kids in a rich white neighborhood don't get rousted by police and when they do, they don't have to fear the police. But that's not true with brown kids in a poor neighborhood," said Dana Douglas, the attorney.

"Frankly, when it's brown kids in a poor area just standing there having a conversation, it's considered suspicious."

Police Sgt. Bob Dunn did not return an email seeking comment on Douglas' comments and his cellphone voicemail was full Wednesday afternoon.

The violence downtown spread into Wednesday morning and left 20 stores with shattered windows, authorities said.

Twenty-four people, including four minors, were arrested on suspicion of crimes ranging from failure to disperse to assault with a deadly weapon, Police Chief John Welter said at a news conference.

Video showed knots of young men and women looting a T-shirt store and breaking the windows of a Starbucks.

Some 300 police from Anaheim and surrounding communities were called in and riot-clad officers used batons, pepper balls and beanbag rounds.

At least six people were injured, including a police officer who was struck on the arm with a brick, a protester who was hit in the chest by a pepper ball, and two reporters who were struck by rocks and a beanbag round, police and witnesses said.

None was immediately hospitalized.

Police will examine videos of the protests to identify violent protesters and there could be further arrests, Welter said.

"Vandalism, arson and other forms of violent protest will simply not be tolerated in our city," Tait said. "We don't expect last night's situation to be repeated but if it should be, the police response will be the same: swift and appropriate."

The violence erupted from a peaceful rally after demonstrators unable to get into a packed City Hall meeting blocked a nearby intersection. After several hours, police declared an unlawful assembly and moved in, Welter said.

As they cleared the street, groups of 50 to 100 people splintered off and moved through downtown, throwing rocks and bottles at police and passing motorists and setting fires in trash bins, Welter said.

Diaz's family sued the city and the Police Department on Tuesday, claiming he was shot and killed Saturday while running away. The family is seeking $50 million in damages.

Online court records show Diaz was convicted last year of drug possession, and three years earlier of possessing a firearm on school grounds and being a member of a criminal street gang.

The second shooting occurred Sunday when officers spotted a suspected gang member in a stolen sport utility vehicle. After a brief pursuit, police said 21-year-old Joel Mathew Acevedo fired at an officer who returned fire and killed him.

At Tuesday's City Council meeting, scores of angry residents called for the police chief to be fired and for creation of a civilian police oversight commission.

Residents said the city needs to pay more attention to poor, gang-ridden areas and less attention to developers seeking to build hotels near the Disneyland resort area.

"Folks ... think of Disney and Anaheim and everyone would say it's a happy place," said Joanne Sosa, spokeswoman for the group Take Back Anaheim. "What they don't know is that for years and years, the City Council has ignored the cries from the people that are disenfranchised."

The back-to-back deaths were the fourth and fifth fatal police shooting in this Orange County city this year.

Welter has said that Diaz was shot after two officers approached three men who were acting suspiciously in an alley before running away. One officer chased Diaz to the front of an apartment complex.

The chief would not say what led the officer to shoot Diaz. But Welter said Diaz failed to heed orders to stop and threw something on the roof of the complex that contained what officers believe was heroin. Both officers were placed on paid leave pending an investigation.

___

Associated Press writer Amy Taxin contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-07-25-Anaheim%20Police%20Shootings/id-8b8494fa7d984d98b862136c72f5f053

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Arduino Leonardo finally launches with new pin layout, lower price (video)

We caught our first glimpse at the new, simplified Arduino Leonardo at Maker Faire back in September of last year. At the time, we were promised a late October shipping date, but it failed to materialize. Finally, Massimo Banzi has taken the wraps off the slimmed down microcontroller and its now in stock at retailers across the web. The Leonardo sports a new pin layout, dubbed R3 (which the Uno has also been updated with), that will become standard across all Arduino boards. That's a big deal for shield makers who only have to design and manufacture an add-on once to ensure it's compatible with the entire product line. The new layout also adds some extra pins and versatility, especially in the realm of shields, which can use to the new IOREF pin to determine the voltage of the processor and thus its model. That means a shield doesn't have to be designed specifically with the new ARM-based Due in mind. The other big news is that the circuitry for converting USB to serial communication and the processor itself have been combined, which not only simplifies the design and drives down costs, but allows it to communicate directly with a computer and imitate all sorts of accessories (such as keyboards and mice). Best of all, is the price. The Leonardo, complete with headers, costs just $25 -- a good $10 less than the Uno -- while the headerless, solder-friendly version retails for $22.50. Check out the video after the break for a few more details from Massimo himself.

Continue reading Arduino Leonardo finally launches with new pin layout, lower price (video)

Filed under: Misc. Gadgets

Arduino Leonardo finally launches with new pin layout, lower price (video) originally appeared on Engadget on Mon, 23 Jul 2012 22:27:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/07/23/arduino-leonardo-finally-launches/

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Mortgage refinance is a way in which a person works with a lender ...

by John Krawczyk
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Mortgage refinance is a way in which a person works with a lender to get a new loan for building an apartment or house. When that person obtains the new loan then he/she use that money to pay an older mortgage loan. In this way one can pay their existing loan so that the loan term and mortgage lender has been reset. But sometime one works with a lender to take a new loan. There are many reasons of re-financing-

a) Lower interest Rate b) Pay bills c) Replace any mortgage.

One of the faster growing real estate in US is Maryland. Maryland is a place where most of the people live with peace. It's an economically improved area. The income the people are very high. Maryland Refinancing can be a very good selection while choosing a refinancing method.

But choosing a best vendor is very difficult. There are many vendors who offer different kinds of loan in Maryland. So a person should research about different vendors by gathering information from lenders and carefully choosing the profitable one. For completing an application for refinancing loan with Maryland lender of choice one need to know the payment method for the ongoing loan, details of the lender, current loan account number. The estimated value is a must. An income proof of the lender is required. Virginia refinance may be a great way that helps borrowers fulfills various money commitments. A refinance loan will help an individual to do several things besides lower monthly repayments. A Virginia refinance loan may be a smart choice for those people in Virginia who cannot meet their monthly mortgage loan payments. There are many refinance mortgage choices on the in Virginia which might facilitate within the utilizing the monthly income.

Before you get the permission for any reasonably refinance mortgage Virginia, there'll be an intensive check and a peep in your personal accounts. Once after a study they'd be providing you with the simplest facilitate and even guide you to the simplest deals. You'll even select a refinance consultant's recommendation as they're well versed with the mortgage and would provide you with the simplest tips for Virginia Refinance.

There many unknown factors about the refinance. But there are some factors which determine the rate for the mortgage finance. This are-

1. The amount of a loan. 2. Credit score. 3. Closing time

One should have to be careful in choosing the best mortgage rates. And he/she should be able to decide which option would be the best in the long run. If anyone finds that the fixed is the same or better then it is safe to change into First Time Mortgage .

For more information about Best Mortgage Rates and Pennsylvania Refinance , please visit:- http://www.firstchoicemoney.com/

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Hot Stocks: Halliburton, Avon Products, Yum ... - Business News Asia

Released on July 23rd, 2012

VANCOUVER, British Columbia, July 23, 2012 /PRNewswire-Asia/ ? Pennystocksinsiders.com (PSI) has issued insider trading reports and Equity Research for the following companies: Halliburton (NYSE:HAL), Avon Products (NYSE:AVP), Yum! Brands (NYSE:YUM), Onyx (NASDAQ:ONXX), People?s United Financial (NASDAQ:PBCT), and Telefonica (NYSE:TEF).

(Logo: http://photos.prnewswire.com/prn/20120531/HK16417LOGO )

(Read full report by clicking the link below, you may need to copy and paste the full link to your browser.)

Report Highlights:

Halliburton Company (NYSE:HAL): On July 18, the Board of Directors of Halliburton Company (NYSE:HAL) approved a 2012 third quarter common dividend of US$0.09 a share, payable on September 26, 2012, to shareholders of record on September 5, 2012. Halliburton Company is an oilfield services company with a market capitalization of US$28.40 billion. The stock ended higher by 1.85% to US$30.77 on over 30.62 million shares, well above its average volume of 15.48 million shares. Did Halliburton Company insiders like CEOs, CFOs, and Directors purchase their shareholdings before the stock price increased? Pennystocksinsiders.com refers insider trading data to professional investors as it believes that Halliburton insiders have a better understanding about the company?s prospects. Academic studies have shown that company insiders traditionally make higher investment returns than ordinary investors.

Read Full Report: http://www.Pennystocksinsiders.com/PR/072312A/HAL/Halliburton.pdf

Avon Products, Inc. (NYSE:AVP): Avon Products, Inc. (NYSE:AVP) is scheduled to post its earnings for second-quarter 2012 on Wednesday, August 1, 2012. In addition, Kim Rucker, Senior Vice President, General Counsel, Corporate Secretary and Chief Compliance Officer, will be leaving the company to become Executive Vice President, Corporate and Legal Affairs at Kraft Foods North America. She will also become General Counsel and Corporate Secretary for Kraft Foods Group, Inc. Abnormal trading volume of Avon Products was found on July 20 reaching 43.48 million shares, 8 times heavier than usual day trading. The latest share price, US$15.73, was up 5.6% from its 52-week low price. Do you want to know when Avon Products, Inc. insiders will purchase their shares? Want to monitor this company on an on-going basis? See insider trade report for AVP here.

Read Full Report: http://www.Pennystocksinsiders.com/PR/072312A/AVP/AvonProducts.pdf

Yum! Brands, Inc. (NYSE:YUM): By market close, shares of Yum! Brands, Inc. (NYSE:YUM) plunged US$0.91 per share (equivalent to -1.38%), where stock prices lowered to US$64.95. Share prices of Yum! Brands have traded as high as US$74.44 per share and as low as US$47.15 in the past 52 weeks. Its price, as of the latest close, was up 37.8% compared with the 52-week low and was 14.6% below the 52-week high. Yum! Brands, Inc. has a market capitalization of US$29.75 billion. Do you think Yum! Brands stock will rebound or continue to drop? Do you think now is a good time to sell the stock? Investors could get an idea by checking this insider trade report for YUM here.

Read Full Report: http://www.Pennystocksinsiders.com/PR/072312A/YUM/YumBrands.pdf

Today Pennystocksinsiders.com also observed abnormal trade volume for the following companies; insiders may involve trading in these companies. It will take some time for insiders to report their trades. Read these reports and add these companies into your Insider Trade Radar.

Onyx Pharmaceuticals, Inc. (NASDAQ:ONXX):

Read Full Report: http://www.Pennystocksinsiders.com/PR/072312A/ONXX/Onyx.pdf

People?s United Financial, Inc. (NASDAQ:PBCT):

Read Full Report: http://www.Pennystocksinsiders.com/PR/072312A/PBCT/PeoplesUnitedFinancial.pdf

Telefonica S.A. (ADR) (NYSE:TEF):

Read Full Report: http://www.Pennystocksinsiders.com/PR/072312A/TEF/Telefonica.pdf

Insider Filing Source Reference: All observations, analysis and reports are based on public information released by the U.S. Securities and Exchange Commission.

About Pennystocksinsiders.com:

Pennystocksinsiders.com features a team of experienced data analysts striving to provide the investment community with the tools, software, and data necessary to carry out more effective investment research.

Important Disclaimer:

Please visit Pennystocksinsiders.com/disclaimers/index.php for details.

Source: http://asiarelease.asia/hot-stocks-halliburton-avon-products-yum-brands-onyx-peoples-united-financial-and-telefonica/

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